Definition: Insurance coverage that provides financial protection to an owner of a vehicle in the event of loss or damage to their property, or an accident involving a third party (such as a pedestrian) on the road. Good insurance for a car typically includes: 1. Comprehensive coverage: This covers losses from theft, vandalism, and bodily injury to any person who is injured in connection with the accident. 2. Liability coverage: This pays damages if someone is injured or killed while driving in violation of traffic laws, such as when you are on your own property and hit a pedestrian. 3. Property damage coverages for damage to vehicles and personal belongings (including items inside the car). 4. Third-party liability coverage for any injuries or damages caused by other drivers who were at fault in an accident. 5. Roadside assistance: Coverage that provides immediate help in case of an emergency, such as a flat tire or missing batteries. It's important to remember that good insurance coverage is not a guarantee of safety; accidents can still occur. Therefore, it's always a good idea to carry liability insurance and to keep your vehicle in good condition and regularly check for any damages before going on the road.
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